Sliced pumpkin chocolate chip bread on a wooden cutting board with chocolate chips melting inside

If you’re looking for the perfect fall treat that’s easy to make and delicious then this Pumpkin Chocolate Chip Bread has everything you want. It’s moist, has warm spices, and pockets of melty chocolate chips in every slice. It’s simple to make, comes together with little effort and no special equipment needed. It makes your whole house smell like autumn. Whether you enjoy it with your morning coffee, as an afternoon snack, or as a dessert, this bread will quickly become a seasonal favorite.

“Close-up of a moist slice of pumpkin chocolate chip bread showing the soft texture and chocolate chips.

Why You’ll Love This Pumpkin Bread

  • Moist & Flavorful: Pumpkin puree keeps the bread soft and tender.
  • Warm Spices: Cinnamon, ginger, nutmeg, and clove gives it that classic fall flavor.
  • Chocolate Goodness: Semi-sweet chocolate chips balance the pumpkin spice perfectly.
  • Easy to Make: No mixer required—just whisk, stir, and bake.
ingredients to make pumpkin bread
sugars and salt

Ingredients

Flour – Provides structure to the bread while keeping it light.

Baking powder + baking soda – The leavening agents that help the loaf rise and stay fluffy.

Warm spices (cinnamon, nutmeg, ginger, clove) – Classic pumpkin pie spices that give the bread its cozy fall flavor.

Salt – Just a pinch balances the sweetness and enhances flavor.

Oil – Keeps the bread moist and tender; neutral oils like canola or vegetable work best.

Eggs – Add richness and structure.

Granulated sugar + brown sugar – The mix of sugars adds sweetness and moisture, with brown sugar giving a slight caramel note.

Vanilla extract – Deepens the flavor and rounds out the spices.

Pumpkin puree – The star ingredient that makes the bread moist, rich, and full of pumpkin flavor (make sure it’s puree, not pumpkin pie filling).

Chocolate chips – A sweet, melty contrast to the warm spices—semi-sweet works best, but milk or dark chocolate can also be used.

pumpkin bread batter in a baking pan

How to Make Pumpkin Chocolate Chip Bread

Making this Pumpkin Chocolate Chip Bread is easy, even if you’re a beginner baker. Here’s a simple step-by-step guide to get it just right:

  1. Prep Your Pan and Oven: Start by preheating your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper so the bread won’t stick and comes out perfectly.
  2. Mix the Dry Ingredients: In a large bowl, whisk together your flour, baking powder, baking soda, cinnamon, ginger, nutmeg, clove, and a pinch of salt. This ensures all the spices are evenly distributed.
  3. Combine the Wet Ingredients: In a separate bowl, beat the pumpkin puree, eggs, granulated sugar, brown sugar, oil, and vanilla extract until smooth and fully incorporated. The mixture should be thick and smooth.
  4. Fold Wet and Dry Together: Gently fold the dry ingredients into the wet mixture using a spatula. Mix just until combined, overmixing can make the bread dense instead of soft and tender.
  5. Add the Chocolate Chips: Fold in the chocolate chips evenly throughout the batter. The chocolate will melt slightly in the oven, giving every slice a deliciously sweet surprise.
  6. Bake the Bread: Pour the batter into your prepared loaf pan and smooth the top. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out clean.
  7. Cool and Slice: Let the bread cool in the pan for 10–15 minutes, then transfer it to a wire rack to cool completely. Once cooled, slice and serve.
Close-up of a moist slice of pumpkin chocolate chip bread showing the soft texture and chocolate chips.

Tips for the Best Pumpkin Chocolate Chip Bread

  • Use Pumpkin Puree, Not Pie Filling: Pumpkin pie filling has added sugar and spices, which will change the texture and flavor. It also has a runny texture and will add additional moisture which will alter the recipe.
  • Don’t Overmix: Once you add the dry ingredients, stir just until combined. Overmixing can make the bread dense.
  • Check Doneness: Bake at 350°F for 55–65 minutes. Insert a toothpick in the center, if it comes out clean (with maybe a little melted chocolate), it’s ready.
  • Storage: Wrap the cooled bread tightly with cling wrap and store at room temperature for up to 3 days, or refrigerate for up to a week. It also freezes for up to 2 months.

Fall Desserts to try

“Close-up of a moist slice of pumpkin chocolate chip bread showing the soft texture and chocolate chips.

Get the Recipe Pumpkin Chocolate Chip Bread

Ingredients
 

  • 1 3/4 cup all-purpose flour
  • 1 tsp baking powder
  • 1 tsp baking soda
  • 1 tsp ground cinnamon
  • 1/2 tsp ground ginger
  • 1/4 tsp ground nutmeg
  • 1/4 tsp ground clove
  • Pinch of salt
  • 1 15oz can pumpkin puree
  • 1/2 cup oil (vegetable or canola)
  • 3 large eggs
  • 3/4 cup granulated sugar
  • 1/2 cup brown sugar
  • 1 tsp vanilla extract
  • 1 cup mini semi-sweet chocolate chips, chocolate chips or chunks

Instructions
 

  • Preheat the oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper.
  • Mix dry ingredients: In a large bowl, whisk together flour, baking powder, baking soda, cinnamon, ginger, nutmeg, clove, and a pinch of salt.
  • Combine wet ingredients: In a separate bowl, beat the eggs, granulated sugar, brown sugar, oil, and vanilla extract until smooth. Stir in the pumpkin puree until fully combined.
  • Combine wet and dry: Gently fold the dry ingredients into the wet mixture until just combined. Be careful not to overmix.
  • Add chocolate chips: Fold in the chocolate chips evenly.
  • Bake: Pour the batter into the prepared loaf pan. Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean (a few melted chocolate crumbs are okay).
  • Cool and serve: Let the bread cool in the pan for 10–15 minutes, then transfer to a wire rack to cool completely. Slice and enjoy!

Video

Author: Jehan Powell